Wallet23
Launch a Secure, White Label e-Wallet to Diversify Revenue Streams
Trusted by banks, NBFCs, Telcos, Fintechs, E-Commerce & Retail Chains to ship faster, cut risk, and scale without re-platforming.
End-to-end Payments Infrastructure
Multi-Asset, Multi-Use
- Unified Ledger – Stored value, multi-currency, loyalty points, nano-loans, and promotions — all in one place.
- All Use-Cases – Core retail and merchant use cases on one platform.
- User Limits – User-level daily and monthly transaction limits.
- Operational Views – Transaction history, filters, downloadable statements.
Cards & Controls
- Card Management – Virtual card issuance within the wallet.
- Loyalty – Rewards capabilities alongside core payments.
- Corporate Payments – Bulk salary disbursement and business tools..
Ecosystem Connectivity
- Banking & Processors – Connect to core banking and payment processors.
- Back-Office & APIs – Sync with back-office systems and third-party services.
Frictionless Payments
- Retail Rails – P2P, QR/NFC based merchant pay, billers and utilities. PCI DSS compliant.
- Remittance Stack – FX management, reporting, and analytics.
- Bank-Grade Security – Built-in compliance and anti-fraud controls.
Onboarding & Risk
- Identity Verification –OCR, face recognition, liveness checks.
- Account Security – Device and SIM binding to prevent takeover.
- Compliance – Signature-card management and built-in compliance.
Launch Your White-Label eWallet in Just 6 Weeks
A predictable, efficient path from discovery and branding to secure deployment and handover.
The eWallet Platform Built for a Connected Financial World
Engineered to integrate seamlessly with banks, card networks, credit bureaus, and fintechs—enabling secure P2P transfers, multi-currency support, remittance, and white-label customization in one unified solution.
Engineered for Growth & Security
Cloud-Native & Scalable
- Microservices Architecture – ndependently scalable services using Spring Boot, ensuring high availability and efficient resource use.
- Kubernetes Orchestration – Automated deployment, scaling, and management of containerized applications for unparalleled elasticity.
- High-Performance Data Layer – Redis caching and PostgreSQL/Couchbase persistence deliver the speed and reliability required for millions of daily transactions.
Full Stack
Observability
- Real-Time Monitoring – Integrated Prometheus metrics and Grafana dashboards provide a live view of system health and performance.
- Unified Logging – Aggregate and query logs from all services seamlessly with Loki for faster debugging and insights.
Enterprise-Grade Security
- Proactive Threat Management – Our secure development lifecycle (SDLC) is rigorously aligned with OWASP Top 10, SANS 25, and PCI-DSS standards.
- Continuous Testing – Automated security scanning with tools like OWASP ZAP and SonarQube to identify and remediate vulnerabilities early.
- API Security – Managed by Spring Cloud Gateway, ensuring secure, reliable, and discoverable service-to-service communication.
What You Get With Wallet23
New Revenue Streams
Launch multi-use wallets with payments, cards, loyalty, FX, and nano-credit—without building from scratch.
Go Live in 6 Weeks
A proven implementation path plus pre-built modules means you launch months ahead of traditional development.
Unlimited Use Cases
Retail payments, merchant QR/NFC, corporate payouts, salary disbursements, loyalty, rewards—everything runs on one unified ledger.
Built-in Compliance & Security
Identity verification, SIM/device binding, AML, fraud controls, and PCI-DSS–grade protection included by default.
Scale Without Re-platforming
Microservices, Kubernetes orchestration, and high-performance data layers let you scale to millions of transactions effortlessly.
Integrate with Anything
Card networks, core banking, credit bureaus, payment processors, and external ecosystems—out of the box connectivity.
Total Control & Visibility
Admin consoles, transaction views, logging, monitoring, and observability dashboards keep every action transparent.
Scale Without Re-platforming
Microservices, Kubernetes orchestration, and high-performance data layers let you scale to millions of transactions effortlessly.
Integrate with Anything
Card networks, core banking, credit bureaus, payment processors, and external ecosystems—out of the box connectivity.
Save 70% of development time and launch a future-proof wallet in weeks. Want to see a demo?
What Your Customers Get Through You
Faster Payments, Everywhere
Instant P2P transfers, QR/NFC merchant pay, and seamless bill payments—all in one app.
Clear, Honest Transparency
Real-time balances, upfront fees, and complete transaction history give users full confidence in every payment.
More Ways They Can Pay
Wallet balance, cards, loyalty points, promotions, and multi-currency options make every purchase simple and flexible.
Security They Can Trust
Device/SIM binding, biometrics, fraud monitoring, and bank-grade compliance keep every account safe from threats.
Rewards That Truly Matter
Loyalty points, cashback options, and personalized offers build continuous engagement and repeat transactions.
Access Anytime, Anywhere
High-availability cloud infrastructure ensures the wallet stays fast, stable, and accessible 24/7—even at peak load.
Trusted By Fast-Moving Tech Teams - From Startups to Enterprises
I hope bKash and Brain Station 23will continue their partnership and make a greate impact in countries economy.
Case Studies
Check out our case studies that show how innovative solutions transformed businesses.
Fintech
Instant and Secure Cross-Border Remittance with CityRemit: Enhancing Financial Connectivity for Expatriates
60%
24/7
8 countries
A secure, instant cross-border remittance platform for City Bank, enabling Bangladeshi expatriates and foreign nationals to send money seamlessly to Bangladesh and 7 other countries. Delivered as a fully digital solution with web and mobile apps.
Key Results:
- Instant, 24/7 money transfers across borders
- Enhanced security with modern authentication
- Expanded reach to global remittance corridors
Fintech
ABG Builds Comprehensive Digital Wallet Platform with Multi-OS Native Architecture
100K+ registered users
$4.5M transactions per month
50+ integrated features
ABG needed a robust digital wallet solution that could operate seamlessly across all smartphone platforms without requiring user assistance. Our native mobile application delivered comprehensive payment capabilities with advanced biometric security and intuitive self-service architecture designed for maximum user adoption.
Key Results:
- Strong user base growth
- Increased transaction volume
- Implementation of a feature rich platform
Fintech
Driving Financial Inclusion with a Secure Digital Wallet Solution for Marginalized Communities
$3.1M
2M Users
95% Retention
End-to-end mobile wallet platform for a leading fintech, offering payments, transfers, and merchant transactions in one secure app, designed to boost customer adoption and engagement.
Key Results:
- Simplified payments & peer-to-peer transfers
- Increased transaction volume and retention
- Scalable architecture for future fintech services
Security & Compliance
KYC / AML
Identity verification, sanctions screening, ongoing monitoring.
Fraud Monitoring
Real-time anomaly detection with risk scores and alerts.
Data Protection
Encryption at rest/in transit, granular access, audit logs.
Operational Governance
RBAC, policy enforcement, and separation of duties for a hardened posture
Proven Enterprise Scale
Handle 5–6 million secure financial transactions every month.
Infrastructure
Safety
Safeguard systems with secure data centers and strict access controls.
Guaranteed Enterprise-Grade Security, Compliance & Reliability
GDPR-Compliant Security
Ensure privacy and protection at every stage of data handling.
CMMI-Certified Quality
Maintain world-class development processes and operational standards.
Global Office Network
Access local expertise with teams based in the USA and Europe.
Advanced Regulatory Expertise
Meet PCI DSS, OWASP, and other complex compliance needs.
Proven Enterprise Scale
Handle 5–6 million secure financial transactions every month.
Infrastructure Safety
Safeguard systems with secure data centers and strict access controls.
Proven Strategies & Innovations
Watch how our fintech solutions solve complex banking challenges, streamline operations, and unlock new growth opportunities for global financial leaders.
